Monday, October 6, 2008

Warren Buffett’s 10 Ways to Get Rich

1. Reinvest your profits - this is the only way to take advantage of compound growth, which is money growing on money.

2. Be willing to be different - you follow the herd, you’re gonna get hurt. Going against the herd may be scary, but can pay off if done properly.

3. Never suck your thumb - If you find something good, act. Don’t sit around doing nothing.

4. Spell out the deal before you start - Get all the details in writing before you follow through.

5. Watch small expenses - The article mentions a guy who counted 500-sheet rolls of toilet paper to make sure he wasn’t being ripped off. That seems a bit extreme to me but I see the point of not wasting money.

6. Limit what you borrow - I believe that the only acceptable forms of debt are student loans, car loans (reasonable car loans), mortgages, and possible 0% deals that may pop up every once in a while. Now, don’t mistake that sentence to mean that I think it’s okay to have debt—that’s not what I’m saying. The main thing is to use debt as a tool and use it wisely.

7. Be persistent - Always remember the saying: “If at first you don’t succeed, try, try again.”

8. Know when to quit - You have to know when to say, “when.”

9. Assess the risks - Do some worst-case-scenario analysis before you proceed. In other words, count the costs before you begin.

10. Know what success really means - I love the fact that Buffett is not on an ego trip with his giving. According to the article, Buffett does not want any buildings named after him. That’s soooooo cool! I really respect that about him.

Anyway, there’s a quick summary of the article with my thoughts added. You can read the article here.

http://allfinancialmatters.com/2008/09/09/warren-buffetts-10-ways-to-get-rich/

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